The most common penalties for drivers caught driving without car insurance

LOS ANGELES, February 25, 2022 /PRNewswire-PRWeb/ — Compare-autoinsurance.org has launched a new blog post outlining the penalties that can be imposed on drivers caught driving without car insurance.

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To drive legally in the United States, drivers must have car insurance. With the exception of New Hampshire, all other states require a minimum form of motor vehicle liability insurance. Driving without insurance can be a huge mistake. The penalties that drivers caught driving without insurance face can be quite severe.

The most common penalties for driving without insurance are:

  • Traffic tickets. Heavy fines are the most common penalties applied to drivers caught without insurance. Depending on state law, traffic fines can be as low as several tens of dollars to a few thousand dollars. People who are caught driving without insurance in Tennessee will have to pay a fine as low as $25while those caught driving without insurance Massachusetts will have to pay as much as $5,000 from their pockets.
  • Vehicle impoundment. It is at the discretion of the officer to decide whether a vehicle should be impounded or not. If this happens, drivers should act quickly to get their car back. Many impound lots will only wait three days before auctioning off a confiscated vehicle. To get their car back, drivers must pay the fine, provide proof of coverage, and pay the impoundment fee.
  • Suspension of driver’s license. License suspension for lack of insurance varies by state. In 44 states, drivers caught driving without insurance will have their licenses suspended. Once the period of suspension is over, drivers will be required to pay a fee to have their license reinstated. In addition, drivers will need to carry an SR-22 form proving they have the necessary auto insurance to operate a vehicle.
  • Jail. In some states, driving without insurance is considered a misdemeanor and can result in jail time. Imprisonment will probably not be imposed for a first offense unless the uninsured driver is responsible for a serious accident. Most prison sentences for driving without insurance are a few days to a few weeks. In some cases, drivers caught without insurance can go to jail for an entire year.

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